Cash Management Services

Efficient cash management is essential to running a successful business. Peoples State Bank offers a comprehensive suite of digital tools through Banno Business, giving you secure, real‑time control over your finances—anytime, anywhere. Whether you’re managing daily cash flow, initiating payments, or overseeing multiple users, our platform delivers the sophistication your business needs with the simplicity you expect.

A Smarter Way to Manage Your Business Finances

Banno Business provides a unified digital banking experience designed specifically for business users. With advanced permissions, secure communication, and integrated payment tools, you can streamline operations and stay focused on what matters most - running your business.

Key Cash Management Features

ACH Origination

Initiate payroll, vendor payments, and recurring transactions with ease.

  • Create and manage ACH batches
  • Schedule recurring payments
  • Multi‑layer approval workflows
  • Same‑day ACH capabilities

Wire Origination 

Move funds quickly and securely when timing matters.

  • Domestic wire transfers
  • Multi‑factor authentication
  • Dual‑control approvals
  • Real‑time status tracking

Conversations for Business 

Communicate securely with your banking team—right inside digital banking.

  • Encrypted, authenticated messaging
  • Attach transactions, accounts, or documents
  • >Reduce fraud risk associated with email

Positive Pay

Protect your business from check fraud.

  • Upload or enter issued check items
  • Review exceptions in batches
  • Reduce unauthorized or altered check activity

Tap2Local

Accept payments without hardware—directly from your mobile device.

  • Tap‑to‑Pay on iPhone or Android
  • QR code and payment link options
  • Fast settlement and automated accounting

Designed for Businesses of Every Size

Whether you’re a small local shop or a large commercial operation, Banno Business scales with your needs. From simple payment tools to advanced treasury functions, you’ll have the digital infrastructure to manage cash flow confidently and efficiently.

Experience Modern Cash Management

Peoples State Bank is committed to providing business customers with secure, intuitive, and reliable financial tools. Our cash management services through Banno Business help you operate more efficiently, reduce risk, and stay connected to your financial information in real time.